Do you need the best apps and companies in Nigeria to get quick loans online without an ATM debit card?
If YES, this article is only what you need to read today.
If you are looking to get a loan for an emergency or business funding, the most important consideration is how fast you can get the cash without submitting your credit card details online.
What is a Debit Card?
A debit card is a payment card that deducts money directly from a consumer’s checking account when it is used.
Also called “bank cards,” they can buy goods or services, get cash from an automated teller machine or a merchant who’ll let you add an extra amount onto a purchase.
Loans Without ATM Debit Card in Nigeria
Most loan companies and apps do not require a debit card for loan application in Nigeria.
Once you are aged at least 21 years old and can show that you have the capacity for repayment, either by your credit history, your present salary, or your analysis of your bank statement, these loan apps will give you a loan instantly.
Because loans without ATM cards are unsecured loans (you offer nothing as collateral, such as your home), apps and companies in Nigeria rarely lend a large amount to individuals.
You can expect the maximum loan amount to be 3 times your monthly income.
6 Apps That Give Loans Without ATM Card in Nigeria
These apps give instant loans to Nigerians without an ATM debit card.
- Aella Credit
- GTB Quick Credit
- Quick Check
By keeping a good credit score, it’ll make getting a personal loan much faster and easier as you get to enjoy quicker approvals of your loans and even have your credit card renewal fees waived easily.
So, how do you know if you have a good credit score?
Some factors that may affect your credit score include late payments, the amount of credit you use, established credit history, recent credit, and the number of accounts you hold.