Make Money Online

Make Money Apps in Nigeria ▷ Earn ₦11k Daily to Bank Account

8 Best Ways to Earn Money Directly to Bank Account in Nigeria

Are you looking for the best apps that pay you real money in Nigeria online using your smartphone as a student, graduate, or business owner?

Do you want to know how to earn money directly to your bank account in Nigeria using your android phone?

If YES, this article is only what you need to read today.

The Nigerian economy has been growing at an exponential rate, and this trend is expected to continue in the coming years.

This creates an opportunity for Nigerians to earn money daily in various creative ways.

Being part of the internet revolution, Nigeria offers both a cash-rich market and high-quality education with minimal cost, which makes it ideal for many people all over the world who want to start up their own business or venture into freelance work from home.

Right now, we mostly spend more time on our phones than anything else catching cruise online and listening to gossip, so I feel making money on your phone will be a lot more fun.

Getting started…

Money Making Apps in Nigeria

Money making applications are mobile tools and online platforms that have features for customers and users to earn money by referral and carrying out simple tasks.

The money-making apps that will be listed in this post are available both on iPhone and Android.

If you register on these money making apps, you will have to do a certain level of work before you earn real money.

Features of Apps That Pay Real Money in Nigeria

A good app to earn money in Nigeria must:

  • Have a strong security level.
  • Be mobile friendly.
  • Have good payment options.
  • Be fully registered with the proper agency.
  • Not have hidden charges.
  • Have excellent reviews.
  • Have fair terms and conditions for its users.

Requirements to Earn Money Directly to Your Bank Account in Nigeria

8 Best Ways to Earn Money to Your Bank Account in Nigeria

These are the top-rated ways to earn real money to your bank account daily in Nigeria:

8. Graphics Design

Graphic design is a very soft skill that you can learn within the space of a month or even less and offer online to earn money directly to your bank account in Nigeria.

Depending on how much you charge your client per service, an average graphics designer can earn between $200 and $500 per month.

You can do a lot of things as a graphic designer, such as logo design, posters, banners, fliers, 3D designs, paper covers, etc.

Fiverr and Upwork are there for you to get gigs from foreign clients to pay you in dollars.

7. Online Tutoring

If you are very good at teaching some subjects, then you should try out teaching kids online.

You can earn money by teaching online.

There are several platforms online where you can sign up to reach people.

You can even teach Nigerian languages in some of them, especially the local ones like Ulesson and co.

Also, if you want international platforms where you can do that too, there are many.

6. Freelancing

Freelancing is a great way to earn money directly to your bank account in Nigeria just by working from home.

It’s one of the fastest growing industries in Nigeria and there are plenty of opportunities for freelancers to make substantial money with their skills and experience.

Besides being a great way to earn money, freelancing can also be an opportunity for people who want to learn new skills or gain more experience in their chosen field.

For example, if you’re looking into becoming a web designer, then this could be something that interests you because it allows you to work from home while learning how things work behind-the-scenes (and even create some cool designs yourself).

Services you can offer include graphics design, writing and translation, proofreading, web design, programming, SEO, etc.

You can get hired as a freelancer on platforms like Fiverr, Upwork, LinkedIn, and

5. Create and Distribute eBooks

This is really one of the best and simplest ways to earn money online.

Because of widespread Internet advancement, eBooks are now replacing hard-cover books.

People are no longer too interested in buying books because you can’t read them anywhere, but you can do only that with your mobile phone.

There are a lot of platforms where you can publish your eBooks.

A very popular one is on Amazon.

Amazon sells low-content eBooks in their store.

All you need to get started if you truly have a flair for writing is to create an account, pick a niche you want to focus on, learn to write like a pro, and give your e-book a fine design.

You can choose to write about children’s stories, folk tales, fitness, health, and finance, to mention but a few.

One brilliant thing about KDP is that you set your pricing yourself and Amazon pays you a royalty for every book sold.

You can withdraw royalties using PayPal or other available means.

4. Affiliate Marketing

Affiliate marketing is one great way to earn dollars through soft business.

It’s simply recommending products to people, selling their products, and receiving an affiliate commission on each sale made through your link.

Here, you are just still in the same selling bracket.

You don’t have to own the products yourself, so you’ve got nothing to lose.

All you do is go out there and recommend it to people through various means, such as one-on-one, via social media, ad campaigns or your website if you have one.

However, the products you can sell can be physical, digital, or services.

Platforms like Amazon and ClickBank are where you can get registered and start your affiliate business.

Once you’ve registered, you just choose a product you wish to market.

3. Become a YouTuber

Becoming a YouTuber is one way you can get paid in dollars.

YouTube is regarded as the 2nd most visited search engine after Google.

There are lots of YouTubers today.

What can distinguish you from many of them is being creative and unique?

Once you have created your channel, the next step is to upload video content.

However, to earn the dollars you desire, you need to get approved by Google AdSense through the YouTube partnership program.

But to attain this, there are certain criteria you need to meet.

First, you should have a minimum of 1000 subscribers on your channel and 4000 watch hours on all your videos within a year.

Once you’ve met these requirements, you are good at applying for monetization through the partnership program.

2. Blogging

One of the most popular ways to earn dollars online is through blogging.

Though blogging is not as simple as it sounds, it takes time to create a blog, write contents, and the most tough part is getting traffic to your site.

And this is exactly where the money lies.

The more traffic you get, the better your chances of earning more dollars.

To make money from your blog, you need to get approved by an ad platform that places strategic ads on your website.

Bloggers use advertising platforms such as Adsense, Ezoic, and Adsterra.

Bloggers can also earn money through guest posts, affiliate marketing, sponsored ads, and dropshipping on their site.

1. OwoDaily

Apps That Give Real Money in Nigeria

OwoDaily takes the first spot as the best site to carry out daily task to earn money directly to your bank account in Nigeria.

This is a digital jobs platform where you can earn up to ₦5,000 per job/task completed by liking, commenting on posts, sharing a post to Instagram or Facebook, browsing websites, viewing adverts, taking surveys, watching videos, playing game, installing apps on your phone.

Considering the fact that you can earn some good money without so much hard work, it’s worth it.

On OwoDaily, minimum withdrawal is ₦5,000, and you get paid in your bank account every Friday.

How much you can make on OwoDaily

You get paid between ₦10 – to ₦5,000 per task.

After completing a particular task/job, you upload the proof and get credited.

Then you can make withdrawal straight to your bank account once you’ve earned up to at least ₦5,000 and you can complete as many tasks as possible.

Advertisers and business owners post jobs to OwoDaily platform and have you (the workers) do the job and make money.

You’re the worker and your job is to apply and carry out any of the tasks posted on the platform, upload the proof, get paid and withdraw money to your bank account immediately.

There are lots of tasks for you to complete, so you will make a lot of money.

Money Making Apps in Nigeria

Ways to Earn Money on OwoDaily

  • Carrying out simple tasks.
  • Join the free affiliate program, and earn 50% commission per anyone that joins OwoDaily through your referral link.
  • Become a reseller – Tell people you can get them followers, charge them, then post it as a job on OwoDaily and get people to do the work and you keep the profit.
  • As a business owner, if you want sales or likes, views and comments on your social media channels, post it as a job.

As a beginner, the best thing is to actually focus on completing the jobs/tasks and earn your money without stress and there are unlimited jobs for you to complete daily and get paid.

Once you earn up to ₦5,000, you withdraw your money.

You can combine this with your current job or online business and cash out daily.

OwoDaily Registration

To register on OwoDaily and start earning money:

» Click Here to Visit Website and Create Your Account.

Click on the Red ‘Become A Member’ Button.

earn money directly to your bank account in Nigeria

On the registration page, as you can see above, you’ll need to enter your:

  • Full Name
  • Username
  • Email Address
  • Password
  • Phone No
  • Sex
  • Country
  • Date of Birth
  • State
  • Bank
  • Bank Account Name (Should Match Full Name)
  • Account Number

Agree to the Terms and Conditions for Membership.

Submit and complete registration.

An email notification will be sent to your email address after your sign-up.

In case you didn’t see it. Check your spam folder.

Verify email and complete registration.

The next thing to do now is to activate your membership account by paying the activation fee. 

OwoDaily Activation Fee

OwoDaily membership fee comes in two plans.


For OwoDaily Membership, you get lifetime access to earn on the platform, which is limited to completing digital jobs shared within the network by active members and the network cash bonus you get when you invite new members/affiliates.

OwoDaily Membership costs just ₦5,000 one time and you don’t need to pay another money ever again.

To activate your account, you can do this in two ways:

Pay with GiftCard

This will require you to buy a gift card from an OwoDaily partner that will generate a 16-digit code for you upon successful payment.

Once you have the code, you can then use it to activate your account and it will be active immediately.

Pay Online

This is the most recommended method as it’s safe and faster, all you have to do is pay with your ATM card online and your account will be activated immediately.

Either way, both methods work perfectly fine.

Now that your account is active, you’ll have access to the digital jobs on the platform that you can do and get paid when completed and approved by the platform.

Join OwoDaily Now

OwoDaily Summary

  • OwoDaily is a Registered Business under TeamXclusive Africa Online Limited; verifiable under the Co-operate Affairs Commission of Nigeria.
  • OwoDaily is trademarked under the Federal Ministry of Trade and Investment Commercial Law Department Industrial Property Office Registry.
  • OwoDaily is a network where people come together to complete digital jobs, push campaigns, earn cash rewards, engage in village and shop in market.
  • Members get access to apply to the digital-related jobs which were shared on the network and get paid the set commission after job submissions is approved as successful, while affiliates earn by promoting products and services in the marketplace.
  • As a member, you get a bonus commission when you invite a new member.
  • As an affiliate, you earn commissions when you invite new customers to purchase goods and services from the registered businesses in the Marketplace.
  • As an affiliate, you get access to a dashboard, personalized affiliate tracking link.
  • You also earn cashback when you make personal purchases in OwoDaily Market.
  • Only Paid Members on OwoDaily can upgrade membership to OwoDaily+. As a member, simply click on “OwoDaily+” on the Menu to Subscribe. Activation is automatic and you can begin promotions immediately.
  • Earnings can be withdrawn weekly, directly to your bank account.
  • All member withdrawals are processed on a Net-7 Basis (Every Friday). Payments are sent when member submits a withdrawal request after reaching minimum payout amount, to the bank account details submitted during member registration.

If you have the time and you’re willing to spare your ₦5,000, then you can give it a trial.

I have withdrawn about 7 times on OwoDaily and made around ₦75,000 so far.

I ought to have made more than this, but I’ve been busy with some personal projects.

Here’s the link to Sign-Up!

What are the Best Earn Money Apps in Nigeria?

The best app that give real money in Nigeria by carrying out daily task is OwoDaily.

Whether you are concerned about your finances, or just want to earn passive income online by carrying out simple tasks and instructions, there are apps out there that can help you succeed.

If you are serious about getting urgent ₦11k daily, I’d recommend signing up today.

Having been using both money making app on this list, you can trust the integrity of the content.

Hope you enjoyed this article?

If you know any online buiness and money making apps in Nigeria that are equally a good option, please comment below.

Join OwoDaily Now

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Saint Chinedu

My GOAL is to equip you with the right strategy and working information to improve academically, financially and also achieve a healthy lifestyle this year.


        1. Once you have 5000 naira or above in your Owodaily account, you can request for payment to your Nigerian bank account.

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