Digital Banking

OPay App Download + USSD Code (Sign Up and Login Account)

Do you want to get the USSD code and download the latest version of the OPay app for iPhone and android to sign up and login to your account in Nigeria?

If YES, then this is the only post to read today.

Getting started…

OPay App

OPay is the leading mobile money and financial technology platform in Nigeria.

Currently, it has a network of 350,000 merchants, 5 million registered app users, and an ever-increasing range of financial and related services for Nigerians.

The merchant-centric mobile payment operation focuses on reaching the massive unbanked population of Nigeria.

What you stand to gain when you join the OPay family.

  • Easy and quick registration.
  • Great user experience on the app.
  • Offline mode of payment *955#
  • Mobile money merchants across all 36 states in Nigeria.
  • You are charged zero naira for your first three transfers daily. Any transaction afterwards will be charged at N10 only.
  • Buying airtime on the app gets you amazing discounts/vouchers/commission, data subscription to any network with ease.
  • You can make cable tv subscriptions easily on the app with discount vouchers available.
  • Stay connected to the light and stay out of the dark within seconds of using the OPay app to make payments.
  • Fund your betting wallets and enjoy discounts/vouchers on every top-up.
  • With OPay, you can save and earn up to 12% per annum interest.
  • OPay is licensed by CBN, insured by the NDIC, and trusted by over 18 million users.
  • Easy and instant account opening with your phone number, NIN, BVN or other national means of verification, and enjoy an amazing welcome bonus.
  • Manage all payments from one app and enjoy free transfers and transaction bonuses.
  • Free debit cards with bonuses.
  • Up to 15% annual interest in flexible savings with daily interest and unlimited withdrawal.
  • 24/7 Customer Support is always available to you.

How to Register for an OPay Account

Follow these steps to open an account with the OPay app:

  • Go to Google Play Store on your Android phone or Apple App Store if you are using an iOS device.
  • In the store, click on the search bar and type “OPay.”
  • Click on the OPay icon and install the app
  • Once the app has been installed, open it and begin the registration process.

How to Login OPay Account

  • Open the OPay app and click on ‘Create a new account’.
  • You will be required to enter your mobile number. Make sure the number is accurate and active, as OPay will send an OTP to that number you are expected to input in the box below your number.
  • After you have received the OTP and added it, tap ‘Confirm’ to proceed.
  • Create a six-digit password which you would use to access your new OPay account
  • After your password is saved, you will need to fill in your details.
  • Once that is done, your OPay login is completed, and you can start enjoying the fantastic benefits of OPay.

How to Login OPay Account via Web

  • Start your phone’s opera browser on your smartphone or laptop computer.
  • Look for the icon of the app that reads Cashback and then click it.
  • The new page will show an impressive Cashback advertisement.
  • Avoid the ad by clicking on the cancel button at the top right of the page.
  • Go to the upper right corner on the following page and click on the login button.
  • In this stage, you can input your OPay-linked telephone number and your password. If this is your first attempt using opera, OPay will require verification.
  • Then, you’ll receive an OTP either via text message or telephone call. You could also call to dial the USSD number *347*010# to get an SMS message with your OTP.
  • Enter six digits of your OTP and watch your login progress.

How to Fund Your OPay Wallet

To fund your OPay wallet, on the app homepage, click on ‘Add Money.’

This will reveal the options available for you to fund your account.

At the moment, you can fund your OPay wallet using:

  • Top-up
  • Your bank app
  • OPay Deposit
  • Sending a money request

How to Transfer Money Using OPay

  • To transfer money using OPay, complete the login and click on the ‘Transfers’ tab in the OPay app dashboard.
  • If you are going to transfer money to a Nigerian bank account, click on the ‘Bank Account’ option and select the bank you want to transfer money to.
  • Enter the account number, amount, and an optional message.
  • After you have filled in the details, click ‘Done’, and you will be asked to confirm the payment channel and the security measure you have put in place.
  • When transferring to an OPay user, tap the ‘Transfer to OPay Account’ option.
  • Enter the OPay account number, the amount you want to transfer, and an optional message.
  • After you tap ‘Done’, you will need to select a payment channel and confirm your PIN or biometrics.

How to Recover OPay Forgotten Password

  • Open the app.
  • Input the phone number you used to register or sign up.
  • Click on forgot password.
  • A one-time password (OTP) will be sent to the OPay registered phone number you provided.
  • Copy out and paste the code for authentication.
  • After that, you will be requested to create a new password for your account. Create a password that you can easily remember but one that will be difficult for others to easily guess.
  • When done, submit it, and you will be immediately logged in to your account.

OPay USSD Code

Enjoy a fast and secure way to access OPay services via the USSD channel by dialing *955# and other codes below:

  • 955*2*amount*10-digit account no# (Transfer to Bank Account)
  • 955*1*amount*10-digit account no# (Transfer to OPay Account)
  • *955*3*amount# (Airtime for Self)
  • *955*3*amount*mobile no# (Airtime for Others)
  • *955*4*mobile no# (Data)
  • *955*5# (Betting)
  • *955*6# (Electricity)
  • *955*0# (Check Balance)
  • *955*010# (Get OTP)
  • *955*03121# (Card Activation)

Download OPay and get ₦1200 now!

Download OPay Now

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Saint Chinedu

My GOAL is to equip you with the right strategy and working information to improve academically, financially and also achieve a healthy lifestyle this year.

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