OPay USSD Code (OTP, Transfer, Airtime, Data, Card, Balance)

Do you want to know OPay USSD code for OTP, transfer, MTN, GLO, loan, Airtel, airtime, and to check balance online?

If YES, then this is the only post to read today.

Getting started…

OPay USSD Code

OPay is one of the leading FinTech platforms driving the digital financial services revolution in Nigeria today.

The mobile money service gives users the ability to pay for utilities, make P2P transfers, and save as well.

The company also offers an offline banking service through which users that don’t have smartphones can still carry out transactions.

With over 10 million downloads, Opay’s app is obviously one of the most downloaded FinTech apps in Nigeria presently.


Here are some things that you can do on OPay:

1. Buy Airtime

You can buy airtime for your mobile phone and for other people.

MTN, 9Mobile, Glo, and Airtel are currently supported.

2. Buy Data

You can buy a data plan for any mobile phone.

MTN, Glo, Airtel, and 9Mobile are currently supported by this service.

3. Subscribe to Pay TV

You can subscribe to satellite and terrestrial Pay-Tv services like DSTV, GOTV, and StarTimes.

4. Pay Electricity Bill

You can now pay for electricity.

Several Electricity distribution companies are supported, some of which are Eko, Abuja, Ibadan, Kano, Ikeja, and Port Harcourt.

5. Hail a Ride

There are several hailing services offered by OPay.

You have ORide for bikes, OCar for cars (similar to Uber), OTrike for tricycles, and OBus for bus.

6. Food Delivery

You can place orders of foods from local restaurants that are near you.

7. Money Transfer

You can use Opay to transfer money to other OPay users or to any Nigerian bank account.

8. Pay with QR

This service enables you to pay for goods and services conveniently at physical locations and stores.

9. Quick Loan

Using the OKash service, you can get a quick short-term loan.

10. Investment

OWealth offers a 10% annual rate on your investment.

11. Fund your Betting Account

You can also fund your betting account on Bet9ja, NairaBet, Cloudbet, and Supabets.

How to Use OPay USSD Code

Enjoy a fast and secure way to access OPay services via the USSD channel by dialing *955# and other codes below:

Service USSD
Transfer to Bank Account 955*2*amount*10-digit account no#
Transfer to OPay Account 955*1*amount*10-digit account no#
Airtime for Self *955*3*amount#
Airtime for Others *955*3*amount*mobile no#
Data *955*4*mobile no#
Betting *955*5#
Electricity *955*6#
Check Balance *955*0#
Get OTP *955*010#
Card Activation *955*03121#

Why is my OPay USSD code not working?

OPay USSD might not work on your device because of poor network, low data and airtime.


OPay USSD code is a quick and convenient way to access various financial services, including getting OTP, transferring funds, purchasing airtime and data for self and others, checking balance, and card activation.

By dialing *955# on your mobile device, you can easily access these services and carry out transactions from the comfort of your home or office.

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Saint Chinedu

My GOAL is to equip you with the right strategy and working information to improve your academic performance, financial situation, and health this month.


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