Kuda Bank USSD Code (Transfer, Airtime, Data, Loan, Balance)

Do you want to know Kuda Bank USSD code for transfer, airtime purchase, loan application, and balance check?

If YES, then this is the only post to read today.

Getting started…

Kuda Bank USSD Code

Kuda is a FinTech company on a mission to make financial services more accessible, affordable and rewarding for every African on the planet.

The money app was built for Africans around the world, giving them a better alternative to traditional finance by delivering services, including free money transfers, smart budgeting, investments, and instant access to credit through digital devices.

Kuda has a microfinance banking license from the Central Bank of Nigeria.

The company registration number is RC 796975.

Kuda differs from other banks because they don’t have branches, and it runs entirely on your phone (with an internet connection).

After account creation, you’ll get your debit card delivered to any address in Nigeria.

You’ll get 25 free transfers every month if you sign up with your Bank Verification Number (BVN).

Extra transfers will cost you ₦10 each.

Kuda make money by using collective deposits to make investments and issue credit.

Money is also made from commission on airtime purchases and from service fees sellers’ pay when people like you shop with their Kuda Card.

Overdrafts are given by Kuda, and you’ll be eligible to take an overdraft if you use your Kuda account regularly.

To open a Kuda account, you must be at least 16 years old, and you must have an email address and a phone number.

If you sign up with your name, phone number and BVN (Bank Verification Number), you’ll get an account limited to a maximum balance of ₦300,000, a maximum deposit of ₦50,000 at a time and a maximum transfer of ₦50,000 at a time.

If you add a government-issued ID (like your driver’s license, national ID card or international passport) to your Kuda profile, those limits will be removed from your account.

Your money is secured with the same high-security encryption used by regular banks.

For extra protection, every deposit you make into your Kuda account is insured.

If all banks are wiped out by a natural disaster or something, the Deposit Insurance Fund of the National Deposit Insurance Commission (NDIC) is required to pay you ₦200,000 as compensation.

Does Kuda Bank Have USSD Code?

Kuda Bank does not have a USSD code.

Almost all transactions you need to carry out are done in the Kuda app.

Though Kuda does not have a USSD code, in order to aid its online and offline banking-affiliated activities, the bank partners with other leading financial institutions in Nigeria, such as Guaranty Trust Bank, First Bank, Zenith Bank, Wema Bank, etc.

So apart from the use of the mobile app of these regular banks, you can transfer money from these other banks to your Kuda bank account using their USSD codes.

How to Add Money to Kuda Account By USSD

You can add send money to your Kuda account from GTBank, Polaris Bank and Zenith Bank accounts by USSD.

To send money to your Kuda account by USSD:

  • Open Kuda.
  • Tap Add Money on your dashboard.
  • Tap Add By USSD.
  • Type in the amount you want to send.
  • Tap the right USSD code to dial it and follow the prompts on your screen.

How to Transfer Money from Kuda Bank to Other Bank

These are the ways to add money to your Kuda account:

  • You can transfer money to your Kuda account from any Nigerian bank with a bank app or through internet banking.
  • You can also add money to your upgraded account with a Nigerian debit card. Tap Add Money on your Kuda dashboard and choose the Add By Card option.
  • If you have cash, you can deposit it into your Kuda account at our partner banks. Tap Add Money on your Kuda dashboard and choose the Add By Deposit option to get instructions.

You can request an account statement for a specific time period.

To request an account statement, tap More on the app then tap Statements and Reports.


The Kuda Bank USSD code offers a convenient and easy way for users to access a wide range of mobile payment services from their mobile phones.

Whether you need to transfer money, purchase airtime, subscribe to data plans, check your balance, or apply for a loan, the code has got you covered.

READ ⇒ Legit App to Make REAL Money Online (Earn ₦11k Daily)

Show More

Saint Chinedu

My GOAL is to equip you with the right strategy and working information to improve your academic performance, financial situation, and health this month.

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button