South Africa

Wonga Loans Online Application Form ▷ Get Urgent Cash Now!

Sometimes you just need access to a quick loan that provides flexibility and convenience.

The problem is that most short-term loans and a lot of unsecured loans from banks will only let you borrow set amounts and penalize you for paying it back quickly.

But now there’s a fresh way of borrowing cash – introducing the new breed of short-term loan lenders… Wonga.

Short-term loans are a method of financing in South Africa.

They are an alternative option to traditional payday loans.

People usually apply for a short-term loan online, with the loan typically lasting for up to three months for a maximum of around R4000.

Short-term loans are great when you need cash for an unexpected expense or grudge purchases you haven’t budgeted for, but they’re not always easy or quick to get.

Wonga offers short-term loans that are easy to apply for and quick to receive.

What is Wonga Loans?

Wonga differs from other online lenders because their sophisticated risk and decision technology means the application and approval process takes literally minutes.

It is the first company in the world to fully automate the lending process and can make responsible decisions around the clock.

There’s no paperwork, no need to meet with a bank manager and no sitting for hours on hold on the phone – our entire service is online and in real time.

Applicants can choose exactly how much cash they want to borrow and for how many days they need it.

Customers aren’t forced to borrow a fixed sum they might not need or pay interest for any longer than necessary.

Wonga offers short-term loans for up to 3 months for new customers, and up to 6 months for existing customers.

New customers can apply for up to R4000 with 3 months to repay.

Existing customers up to R8000 with up to 6 months to repay.

Wonga Loans Application Requirements

Here are the eligibility requirements for Wonga Loans:

  • Be a South African resident with a bank account in your name.
  • Be over the age of eighteen.
  • Have access to a mobile phone.
  • Have most recent proof of income.
  • Have SA ID number.

How to Apply for Wonga Loans Online

Applying is simple because the unique service is online from start to finish.

1. Decide How Much Money You Need and When You Want to Repay It

Move the sliders on the homepage and decide exactly how much cash you need and after how many days you’d like to repay the loan.

You’ll see the full cost of your loan in real-time and once you’re happy, click the ‘Apply Now’ button.

2. Complete the Secure Online Application Form

You will need to provide your personal information on the online application form so that your loan qualification will be determined.

You will need to provide your ID number, employment details, monthly income, and expenses, as well as your bank account information.

A decision will be provided immediately.

3. Income Verification

Once your loan has been approved, your income will need to be verified.

You will need to provide your most recent pay slip or bank statement, which reveals your personal details and your income.

4. The Money is Transferred to Your Bank Account

After your income is verified, cash will be transferred to your bank account.

Repayment will be collected from your bank account on the due date, so you just need to ensure the required funds are available.

How long does Wonga take to approve a loan?

Wonga offers instant loan approval online, 24/7.

No matter what day or hour you apply for a Wonga loan, if your loan is approved instantly, you’ll be paid cash and depending on how quickly your bank moves, it could be in your account within the hour.

The only way costs will mount beyond the initial calculation is if you aren’t able to make the repayment on the agreed repayment date.

Continued failure to repay a loan will also mean credit bureaus will record the outstanding debt.

Records remain on file for several years after they are closed, whether settled by you or defaulted.

Finally, your trust rating and your next Wonga application may be affected, and you probably won’t be able to borrow from us again.

None of these things are worth the risk, so if you have doubts about whether you’ll be able to repay a loan, please don’t put yourself under more financial pressure by applying.


0861 966 421 from 08:30 – 16:30 Monday to Friday, and Saturdays from 08:30 – 12:00

For customer or application related queries, email

For repayment queries, email

For The Money Academy, email

If you’ve been a victim of fraud or you’d like to report fraud anonymously, call 0861 968 424 or email

Top Tips for Avoiding Phishing Scams with Wonga

As financial fraud activities are on the rise in South Africa, we must be careful not to fall for these ever-increasing scams and cons.

There is an increase in fraudsters using the names and logos of reputable fast cash lenders like Wonga and banks to cheat you out of your hard-earned cash.

Here are some top tips to help you avoid falling for a scam and ensure that, if you are looking for fast cash, you are dealing with the REAL Wonga:

  • Keep your personal information such as your ID number, bank card details and PIN safe always.
  • Wonga does not send any unsolicited direct marketing, either through Facebook, SMS, WhatsApp, or email to any customers. All email communication will always come from an email address.
  • A Wonga fast loan is only available via the website – never via Facebook, email, or SMS.
  • Wonga will never charge you an upfront fee. If you are asked to pay in advance, report it to the police immediately.
  • Pay no one to assist you in applying for your Wonga fast cash loans – rather call and you will be helped for free.

Final Words

Short-term loans should only be used when you face an unexpected expense you haven’t budgeted for, and you should only borrow what you can afford to repay within a month.

Just think of it as a cash advance before your money comes in.

When there’s too many months at the end of your money and you have a tough time covering your expenses,

Wonga can help you get by until your next payday, so you can continue living your life.

READ ⇒ 39 Best Skills and Businesses to Earn R25k Daily in South Africa

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Saint Chinedu

My GOAL is to equip you with the right strategy and working information to improve your academic performance, financial situation, and health this month.

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