3 Virtual Dollar Cards Still Working in Nigeria (Best and Cheapest)
Are you interested in the banks with virtual dollar cards still working in Nigeria?
Do you want to learn how to create and get the best and cheapest online today?
If YES, then this article is only what you need to read today.
What is a Virtual Dollar Card?
A virtual dollar card is a non-physical dollar-denominated card for paying online.
It has all the features of a regular credit or debit card, but one that is not physical.
Virtual cards allow you access to your bank accounts and make transactions in the same way as a physical debit or credit card without carrying it around.
Some virtual cards also offer cashback deals, which means you can earn rewards on everyday spending like groceries or utilities.
3 Best Virtual Dollar Cards in Nigeria Still Working in 2023
1. Chipper USD Virtual Card
The Chipper USD Virtual Card is a pre-funded and reloadable virtual card that can be used for international online transactions.
The card can be funded right from the user’s Chipper wallet and is free to acquire.
The card can be used online in the same way you use your physical debit or credit cards.
No fees are charged to add or withdraw funds from your Chipper Card.
However, please keep in mind that real-time exchange rates apply for ₦ ➡ $ and $ ➡ ₦ transactions.
The amount may vary based on the current economic and market conditions.
Chipper USD Virtual Card Spending Limits
- Maximum Daily Spend Limit – $1000
- Maximum Monthly Spend Limit – $5000
Chipper USD Virtual Card Funding Limits
- Maximum Daily Funding Limit – $1000 (24 Hours)
- Maximum Monthly Funding Limit – $5000
Chipper USD Virtual Card Withdrawal Limits
- Maximum Quarterly Funding Limit – $5000
- Maximum Withdrawal – $1000 daily
Your Chipper USD Card is not automatically tied to your Chipper Wallet in the same way your bank card service works!
This means that your Chipper Card balance differs from your Chipper Wallet balance.
Your Chipper USD Card would need to be funded from your Chipper Wallet before it can be used.
The Chipper USD virtual card is available for international transactions on platforms such as Netflix, Apple, Spotify, Google, Ali Express, Alibaba, Amazon, Fashion Nova, Shein, etc.
You can only use the card on merchant sites that fall under the approved/supported merchant categories.
The list of supported and unsupported merchant categories may grow.
For all transactions on Nigerian merchant websites, keep using your NGN Chipper virtual card.
Ensure that your Chipper Cash app is updated to the latest version for a more seamless experience.
Use your registered house address as your billing address.
Also, use the postal/zip code of your registered house address.
Fund your card first, then your default CVV (123) will change in 24 hours.
Once changed, you can use the new CVV as your security code for transactions on merchant sites.
Note that the Chipper Cards (USD and NGN) have been programmed for 3D secured authentication.
2. ALAT Virtual Dollar Card
Wema is one of the best banks with virtual dollar cards in Nigeria.
You can pay for your Facebook Ads, Google Ads, Apple subscription and shop online with the ALAT virtual dollar card.
The ALAT Virtual Dollar Card is one of the very few virtual dollar card services in Nigeria that allows you to make seamless payments online without being affected by ever-fluctuating exchange rates or Naira debit card limits, which can affect how you make payments.
This is one of the major reasons you need an ALAT Virtual Dollar Card.
This card is a prepaid card and can purchase goods and services on all websites and applications that accept Mastercard or Visa dollar cards.
- The ALAT virtual dollar card enables you to process all your payments on any platform, online store, mobile app without hazels.
- The virtual dollar card works efficiently and effectively across all devices, applications, or programs.
- Using the virtual dollar card comes with no difficulty, as it is easy to understand, create, fund, and use.
- You should not be charged an arm and leg to have and use a virtual dollar card, hence ALAT virtual dollar card.
3. Geegpay Virtual Card
Geegpay is a financial platform that allows people, basically Nigerians, to receive money from abroad and make online payments with ease.
Many Nigerians, especially freelancers, have problems receiving money with those popular platforms (PayPal, Skrill, Payoneer).
And most times, they found it difficult to withdraw from them.
Geegpay has no much different with those platforms, but it is the best alternative and easy way to receive money from abroad as a Nigerian.
When you sign up on Geegpay, you will need to verify your address and ID before you can create a virtual account and card.
You can use the account to receive money from anywhere using the card to pay on any platform.
When someone sends you money, the money will be sent to the Geegpay wallet.
Then you can exchange it from the wallet to your country’s currency and withdraw.
You get your virtual bank account instantly.
Account verification is instant for international passport, driver’s license, and voter’s card.
NIN can take between 24 – 48 hours.
Your USD account can be used on any platform that accepts USD bank accounts.
You can only receive funds with your virtual account within the US or only via US banks.
You’re charged only 0.9% when you receive funds in your virtual bank account.
The minimum charge is $1.5.